Investment Approach


Advantage Trust Company’s approach to investments is focused on providing our clients the best possible investment returns available in an ever-changing investment world. To accomplish this goal, we invest in a “fee for service” manner, which simply means we receive no remuneration of any kind other than the hard dollar fee we charge for our services. By doing so, we are under no direct or indirect influence of any kind to select one type of investment over another. We are truly unrestricted and unbiased in our selection process as it does not matter from a remuneration standpoint, which investments we choose. Our focus is entirely on what is best for our client.

With regard to our philosophy on equity investment, we offer two different styles for our customers:

  1. A managed approach utilizing a screening process on load, no-load, and institutional stock funds offered on a no-load and low internal fee basis.
  2. A managed approach utilizing individual stock issues selected by way of a proprietary screening process on selected investment firm buy lists.

With regard to our philosophy on debt investment, we again offer two different styles for our customers:

  1. A managed approach utilizing a screening process on load, no-load, and institutional bond funds offered on a no-load and low internal fee basis.
  2. A modified passive approach involving the use of direct debt obligations with laddered maturities.

Our investment philosophy has been formulated based on over 40 years of actual trust investment experience. This unrestricted and unbiased process allows us to always focus on what is in the long term best interests of our clients.